Spent So Far

Demo

What did I actually spend this month?

Spent So Far reads your bank and card accounts and gives you one number you can check. There's no budget to set up.

Try it with sample data

September, so far Example figures

Left your accounts4,628.00
− Credit card bill1,240.00
− Moved to savings900.00
− Friend paid you back64.50
Spent so far$2,423.50
Where it went
Rent1,450.00
Groceries412.80
Eating out236.40
Shopping176.00
Transport148.30

Matches your bank

How the receipt adds up

Paying a card bill isn't spending

The things you bought with the card already count, so paying the bill doesn't count them again. Money you move to savings or between your own accounts is left out too.

Paybacks and big one-offs

If a friend pays you back for dinner, you can take that off. If you bought something big this month, like a couch, mark it so this month still compares fairly with the others.

The categories always add up to the total

And you can check any line against your bank.

How it will work

  1. Join the early access list

    Leave your email. We'll write once, when Spent So Far is ready.

  2. Connect your banks through SimpleFIN

    SimpleFIN Bridge is a separate service you subscribe to yourself: $15 a year or $1.50 a month, paid to SimpleFIN, not to us. It works with many US and Canadian banks and covers up to 25 banks and cards.

  3. See your number

    Open Spent So Far in your browser or from your phone's home screen. This month's total is at the top, with the categories that add up to it underneath.

Your transactions are stored only in your browser. Our servers never receive them.

You connect your banks at SimpleFIN, so we never see your bank password. SimpleFIN's access is read-only, which means it can't move money.

Questions

Does it work on my phone?

Yes. It runs in your web browser, and you can add it to your phone's home screen so it opens like an app.

Which banks does it work with?

The ones SimpleFIN Bridge can connect to, which include many banks and cards in the US and Canada. One SimpleFIN subscription covers up to 25 of them.

How far back does it go?

SimpleFIN gives it your last 90 days when you first connect. After that, Spent So Far keeps your history in your browser, so it gets longer every month.

What doesn't it do?

It doesn't do budgets, goals, net worth or investment tracking. It answers one question: how much did I spend this month?

What will it cost?

It's free during early access. We haven't decided on a price for after that. SimpleFIN's fee is separate, and you pay it to SimpleFIN.

Get early access

We're still building Spent So Far.